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We offer insurance for total or partial loss of a consignment at very
competitive rates, should you wish to avail of this service, please complete
an insurance valuation form.
Please find below a detailed copy of our insurance polocy which is presently
in force.
If you require a quotation for insurance, please phone or email us with
the value of your shipment and we will revert accordingly.
| Business Description: |
Couriers and Freight Forwarders |
| Cover |
Against Total Loss, Theft or Non-Delivery of an entire carton
or crate |
| Conveyances |
Aircraft and/or Road and/or Approved Conveyances |
| Basis of Valuation |
Agreed value as per inventory subject Average Clause |
| Projected Sendings |
Non Applicable |
| Property insured |
Various goods and merchandise for which the Assured receive
instructions to insure. See below for exclusions which must be
specially declared and agreed prior to shipment |
| Voyages |
From Ireland to Worldwide destinations/vice versa. Insurance
to Port or Airport only where goods collected at this location
by owners |
| Limits of Liability |
Any one conveyance 63,500
Any one location 63,500
Any one vessel 63,500 |
| Excess |
Nil Each and every claim |
Additional Exclusions |
In addition to Insurer's standard policy exclusions:-
Livestock, perishables, made up garments, furs, shoes, jewellery, waters,
perfumery, precious metals and stones, treasury notes, bullion, cash bonds,
deeds, stamps, securities, specie, manuscripts, documents, non ferrous
metals and scrap, tobacco, cigars, cigarettes, wines spirits and the like,
radios, television sets, tape recorders, audio equipment and similar items,
explosives, weapons and ammunition, unless specifically included herein,
or are in containers, the contents of which have not been declared or are
not known to the Insured
Excluding Moth, Vermin, Wear and Tear |
| Cover and Additional Conditions |
In addition to Insurer's standard policy conditions:-
Conditions Institute Radioactive Contamination, Chemical, Biological, Bio-Chemical
and Electromagnetic Weapons
Exclusion Clause
Institute Classification Clause
Institute Cyber Attack Exclusion Clause
Institute Standard Conditions for Cargo Contracts
Pair and Set clause
War cancellation clause
30 days notice of cancellation
Against total loss, theft, or non-delivery of an entire carton or crate
Institute War Clauses (Cargo)
Institute Strikes Clauses (Cargo) subject to 7 days notice of cancellation
but 48 hours for shipments to or from USA
This insurance is to accept all declarations of shipments where insurance
is required by shippers or receivers of goods |
INSTITUTE CARGO CLAUSES (C)
RISKS COVERED
1 This insurance covers, except as provided in Clauses 4, 5, 6 and 7 below,
Risks
1.1 loss of or damage to the subject-matter insured reasonably
attributable to
1.1.1 fire or explosion
1.1.2 vessel or craft being stranded grounded sunk or capsized
1.1.3 overturning or derailment of land conveyance
1.1.4 collision or contact of vessel craft or conveyance with any external object
other than water
1.1.5 discharge of cargo at a port of distress,
1.2 loss of or damage to the subject-matter insured caused by
1.2.1 general average sacrifice
1.2.2 jettison. |
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Risks Clause |
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| 2 This insurance covers general average and salvage charges,
adjusted or determined according to the contract of General
affreightment and/or the governing law and practice, incurred
to avoid or in connection with the avoidance of Average loss
from any cause except those excluded in Clauses 4, 5, 6 and
7 or elsewhere in this insurance. |
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General Average Clause |
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3 This insurance is extended to indemnify the Assured against
such proportion of liability under the "Both 10 contract
of affreightment "Both to Blame Collision" Clause
as is in respect of a loss recoverable hereunder.
In the event of any claim by shipowners under the said Clause
the Assured agree to notify the Under-writers who shall have
the right, at their own cost and expense, to defend the Assured
against such claim. |
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"Both to Blam eCollision" Clause |
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EXCLUSIONS
4) In no case shall this insurance cover
4.1 loss damage or expense attributable to wilful misconduct of the Assured
4.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear and
tear of the subject-matter insured
4.3 loss damage or expense caused by insufficiency or unsuitability
of packing or preparation of the subject-matter insured (for
the purpose of this Clause 4.3 "packing" shall be
deemed to include slowage in a container or liflvan but only
when such stowage is carried out prior to attachment of this
insurance or by the Assured or their servants)
4.4 loss damage or expense caused by inherent vice or nature
of the subject-matter insured 4.5 loss damage or expense proximately
caused by delay, even though the delay be caused by a risk
insured against (except expenses payable under Clause 2 above)
4.6 loss damage or expense arising from insolvency or financial
default of the owners managers charterers or operators of
the vessel
4.7 deliberate damage to or deliberate destruction of the
subject-matter insured or any part thereof by the wrongful
act of any person or persons
4.8 loss damage or expense arising from the use of any weapon
of war employing atomic or nuclear fission and/or fusion or
other like reaction or radioactive force or matter. |
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General Exclusions Clause |
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5.1 In no case shall this insurance cover loss damage or
expense arising from unseaworthiness of vessel or craft, Exclusion
unfitncss of vessel craft conveyance container or liftvan
for the safe carriage of the subject-matter insured, where
the Assured or their servants are privy to such unseaworthiness
or unfitness, at the time the subject-matter insured is loaded
therein.
5.2 The Underwriters waive any breach of the implied warranties
of seaworthiness of the ship and fitness of the ship to carry
the subject-matter insured to destination, unless the Assured
or their servants are privy to such unseaworthiness or unfitness. |
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Unseaworthiness and Unfitness Exclusion Clause |
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6 In no case shall this insurance cover loss damage or
expense caused by War
6.1 war civil war revolution rebellion insurrection, or
civil strife arising therefrom, or any hostile act by or clause
against a belligerent power
6.2 capture seizure arrest restraint or detainment, and
the consequences thereof or any attempt thereat
6.3 derelict mines torpedoes bombs or other derelict weapons
of war. |
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War Exclusion Clause |
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7 In no case shall this insurance cover loss damage or
expense Strikes
7.1 caused by strikers, locked-out workmen, or persons taking
part in labour disturbances, riots or civil clause commotions
7.2 resulting from strikes, lock-outs, labour disturbances,
riots or civil commotions
7.3 caused by any terrorist or any person acting from a
political motive. |
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Strikes Exclusion Clause |
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DURATION
8) 8.1 This insurance attaches from the time the goods leave the warehouse
or place of storage at the Transit place named herein for the commencement
of the transit, continues during the ordinary course of Clause transit and
terminates either
8.1.1 on delivery to the Consignees' or other final warehouse or place of storage
at the destination named herein,
8.1.2 on delivery to any other warehouse or place of storage, whether prior
to or at the destination named herein, which the Assured elect to use either
8.1.2.1 for storage other than in the ordinary course of transit or
8.1.2.2 for allocation or distribution,
or
8.1.3 on the expiry of 60 days after completion of discharge overside of the
goods hereby insured from the oversea vessel at the final port of discharge,
whichever shall first occur.
8.2 If, after discharge overside from the oversea vessel
at the final port of discharge, but prior to termination of
this insurance, the goods are to be forwarded to a destination
other than that to which they are insured hereunder, this
insurance, whilst remaining subject to termination as provided
for above, shall not extend beyond the commencement of transit
to such other destination.
8.3 This insurance shall remain in force (subject to termination as provided
for above and to the provisions of Clause 9 below) during delay beyond the
control of the Assured, any deviation, forced discharge, reshipment or transhipment
and during any variation of the adventure arising from the exercise of a liberty
granted to shipowners or charterers under the contract of affreightment. |
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Transit Clause |
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9) If owing to circumstances beyond the control of the
Assured either the contract of carriage is terminated at a
port Terminaiion or place other than the destination named
therein or the transit is otherwise terminated before delivery
of the of cc""racl goods as provided for in Clause
8 above, then this insurance shall also terminate unless prompt
notice is given to the Underwriters and continuation of cover
is requested when the insurance shall remain in force subject
to an additional premium if required by the Underwriters,
either
9.1 until the goods are sold and delivered at such port
or place, or, unless otherwise specially agreed until the
expiry of 60 days after arrival of the goods hereby insured
at such port or place whichever shall first occur,
or
9.2 if the goods are forwarded within the said period of 60 days (or any agreed
extension thereof) to the destination named herein or to any other destination,
until terminated in accordance with the provisions of Clause 8 above. |
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Termination of Contract of Carriage Clause |
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| 10 Where, after attachment of this insurance, the destination
is changed by the Assured, held covered at a change or premium
and on conditions to be arranged subject to prompt notice being
given to the Underwriters. |
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Change of Voyage Clause |
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CLAIMS
11) 11.1 In order to recover under this insurance the Assured
must have an insurable interest in the insurable subject-matter
insured at the time of the loss.
11.2 Subject to 11.1 above, the Assured shall be entitled to recover for insured
loss occurring during the period covered by this insurance, notwithstanding
that the loss occurred before the contract of insurance was concluded, unless
the Assured were aware of the loss and the Underwriters were not. |
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Insurable Interest Clause |
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12 Where, as a result of the operation of a risk covered
by this insurance, the insured transit is terminated at a
port Forwarding or place other than that to which the subject-matter
is covered under this insurance, the Underwriters will charges
reimburse the Assured for any extra charges properly and reasonably
incurred in unloading storing and forwarding the subject-matter
to the destination to which it is insured hereunder.
This Clause 12, which does not apply to general average
or salvage charges, shall be subject to the exclusions contained
in Clauses 4, 5, 6 and 7 above, and shall not include charges
arising from the fault negligence insolvency or financial
default of the Assured or their servants.
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Forwarding Charges Clause |
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| 13 No claim for Constructive Total Loss shall be recoverable
hereunder unless the subject-matter insured constructive is
reasonably abandoned either on account of its actual total loss
appearing to be unavoidable or because the cost of recovering,
reconditioning and forwarding the subject-matter to the destination
to which it is insured would exceed its value on arrival. |
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Constructive Total Loss Clause |
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14 14.1 If any Increased Value insurance is effected by
the Assured on the cargo insured herein the increased agreed
value of the cargo shall be deemed to be increased to the
total amount insured under this insurance and all Increased
Value insurances covering the loss, and liability under this
insurance shall be in such proportion as the sum insured herein
bears to such total amount insured.
In the event of claim the Assured shall provide the Underwriters
with evidence of the amounts insured under all other insurances.
14.2 Where this insurance is on Increased Value the following
clause shall apply:
The agreed value of the cargo shall be deemed to be equal to the total amount
insured under the primary insurance and all Increased Value insurances covering
the loss and effected on the cargo by the Assured, and liability under this
insurance shall be in such proportion as the sum insured herein bears to such
total amount insured.
In the event of claim the Assured shall provide the Underwriters with evidence
of the amounts insured under all other insurances. |
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Increased Value Clause |
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BENEFIT OF INSURANCE
15) This insurance shall not inure to the benefit of the carrier or other bailee. |
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Not to Inure Clause |
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MINIMISING LOSSES
16) It is the duty of the Assured and their servants and agents in respect
of loss recoverable hereunder Duty or
16.1 to take such measures as may be reasonable for the
purpose of averting or minimising such loss,
and
16.2 to ensure that all rights against carriers, bailees or other third parties
are properly preserved and exercised and the Underwriters will, in addition
to any loss recoverable hereunder, reimburse the Assured for any charges properly
and reasonably incurred in pursuance of these duties. |
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Duty of Assured Clause |
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| 17) Measures taken by the Assured or the Underwriters with
the object of saving, protecting or recovering Waiver the subject-matter
insured shall not be considered as a waiver or acceptance of
abandonment or otherwise prejudice the rights of either party. |
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Waiver Clause |
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AVOIDANCE OF DELAY
18 It is a condition of this insurance that the Assured
shall act with reasonable despatch in all circumstances Reasonable
within their control.
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Reasonable Despatch Clause |
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LAW AND PRACTICE
19 This insurance is subject to English law and practice.
NOTE:— It is necessary for the Assured when they
become aware of an event which is "held covered" under
this insurance to give prompt notice to the Underwriters
and the right to such cover is dependent upon compliance
with this obligation.
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English Law and Practice Clause |
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INSTITUTE WAR CLAUSES (CARGO)
RISKS COVERED
1 This insurance covers, except as provided in Clauses 3
and 4 below, loss of or damage to the subject-matter insured
caused by
1.1 war civil war revolution rebellion insurrection, or civil strife arising
therefrom, or any hostile act by or against a belligerent power
1.2 capture seizure arrest restraint or detainment, arising
from risks covered under 1.1 above, and the consequences thereof
or any attempt thereat
1.3 derelict mines torpedoes bombs or other derelict weapons
of war. |
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Risks Clause |
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| 2 This insurance covers general average and salvage charges,
adjusted or determined according to the contract of General
affreightment and/or the governing law and practice, incurred
to avoid or in connection with the avoidance of Average loss
from a risk covered under these clauses. |
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General Average Clause |
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EXCLUSIONS
3 In no case shall this insurance cover General Exclusions
3.1 loss damage or expense attributable to wilful misconduct
of the Assured clause
3.2 ordinary leakage, ordinary loss in weight or volume,
or ordinary wear and tear of the subject-matter insured
3.3 loss damage or expense caused by insufficiency or unsuitability
of packing or preparation of the subject-matter insured (for
the purpose of this Clause 3.3 "packing" shall be
deemed to include stowage in a container or lil'tvan but only
when such stowage is carried out prior to attachment of this
insurance or by the Assured or their servants)
3.4 loss damage or expense caused by inherent vice or nature
of the subject-matter insured
3.5 loss damage or expense proximately caused by delay,
even though the delay be caused by a risk insured against
(except expenses payable under Clause 2 above)
3.6 loss damage or expense arising from insolvency or financial
default of the owners managers charterers or operators of
the vessel
3.7 any claim based upon loss of or frustration of the voyage
or adventure
3.8 loss damage or expense arising from any hostile use
of any weapon of war employing atomic or nuclear fission and/or
fusion or other like reaction or radioactive force or matter.
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General Exclusions Clause |
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4.1 In no case shall this insurance cover loss damage or expense
arising from Unseaworthiness and Unfitness unseaworthiness of
vessel or craft, unfitness of vessel craft conveyance container
or liflvan for the safe,carriage of the subject-matter insured,
where the Assured or their servants are privy to such unseaworthiness
or unfitness, at the time the subject-matter insured is loaded
therein.
4.2 The Underwriters waive any breach of the implied warranties of seaworthiness
of the ship and fitness of the ship to carry the subject-matter insured to destination,
unless the Assured or their servants are privy to such unseaworthiness or unfitness. |
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Unseaworthiness and Unfitness Exclusion Clause |
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DURATION
5 5.1 This insurance
5.1.1 attaches only as the subject-matter insured and as to any part as that
part is loaded on an oversea
vessel
and
5.1.2 terminates, subject to 5.2 and 5.3 below, either as the subject-matter
insured and as to any part as that part is discharged from an oversea vessel
at the final port or place of discharge,
or
on expiry of 15 days counting from midnight of the day of arrival of the vessel
at the final port or place of discharge, whichever shall first occur;
nevertheless,
subject lo prompt notice to the Underwriters and to
an additional premium, such insurance
5.1.3 reatlaches when, without having discharged the subject-matter
insured at the final port or place of discharge, the vessel
sails therefrom,
and
5.1.4 terminates, subject to 5.2 and 5.3 below, either as the subject-matter
insured and as to any part as that part is thereafter discharged from the vessel
at the final (or substituted) port or place of discharge,
or
on expiry of 15 days counting from midnight of the day of re-arrival of the
vessel at the final port or place of discharge or arrival of the vessel at
a substituted port or place of discharge, whichever shall first occur.
5.2 If during the insured voyage the oversea vessel arrives at an intermediate
port or place to discharge the subject-matter ensured for on-carriage by oversea
vessel or by aircraft, or the goods are discharged from the vessel at a port
or place of refuge, then, subject to 5.3 below and to an additional premium
if required, this insurance continues until the expiry of 15 days counting
from midnight of the day of arrival of the vessel at such port or place, but
thereafter reattaches as the subject-matter insured and as to any part as that
part is loaded on an on-carrying oversea vessel or aircraft. During the period
of 15 days the insurance remains in force after discharge only whilst the subject-matter
insured and as to any part as that part is at such port or place. If the goods
are on-carried within the said period of 15 days or if the insurance reattaches
as provided in this Clause 5.2
5.2.1 where the on-carriage is by oversea vessel this insurance
continues subject to the terms of these clauses,
or
5.2.2 where the on-carriage is by aircraft, the current Institute War Clauses
(Air Cargo) (excluding sendings by Post) shall be deemed 10 form part of this
insurance and shall apply to the on-carriage by air.
5.3 If the voyage in the contract of carriage is terminated at a port or place
other than the destination agreed therein, such port or place shall be deemed
the final port of discharge and such insurance terminates in accordance with
5.1.2. If the subject-matter insured is subsequently reshipped to the original
or any other destination, then provided notice is given to the Underwriters
before the commencement of such further transit and subject to an additional
premium, such insurance reattaches
5.3.1 in the case of the subject-matter insured having been
discharged, as the subject-matter insured and as to any part
as that part is loaded on the on-carrying vessel for the voyage;
5.3.2 in the case of the subject-matter not having been
discharged, when the vessel sails from such deemed final port
of discharge;
thereafter such insurance terminates in accordance with 5.1.4.
5.4 The insurance against the risks of mines and derelict
torpedoes, floating or submerged, is extended whilst the subject-matter
insured or any part thereof is on craft whilst in transit
to or from the oversea vessel, but in no case beyond the expiry
of 60 days after discharge from the oversea vessel unless
otherwise specially agreed by the Underwriters.
5.5 Subject to prompt notice to Underwriters, and to
an additional premium if required, this insurance shall
remain in force within the provisions of these Clauses during
any deviation, or any variation of the adventure arising
from the exercise of a liberty granted to shipowners or
charterers under the contract of affreightment.
(For the purpose of Clause 5:
"arrival" shall be deemed to mean that the vessel is anchored, moored
or otherwise secured at a berth or place within the Harbour Authority area. If
such a berth or place is not available, arrival is deemed to have occurred nwhen
the vessel first anchors, moors or otherwise secures either at or off the intended
port or place of discharge "oversea vessel" shall be deemed to mean
a vessel carrying the subject-matter from one port or place to another where
such voyage involves a sea passage by that vessel) |
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Transit Clause |
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| 6) Where, after attachment of this insurance, the destination
is changed by the Assured, held covered at a premium change
of voyaac and on conditions to be arranged subject to prompt
notice being given to the Underwriters. |
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Change of Voyage Clause |
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| 7) Anything contained in this contract which is inconsistent
with Clauses 3.7, 3.8 or 5 shall, to the extent of such inconsistency,
be null and void. |
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CLAIMS
8 8.1 In order to recover under this insurance the Assured
must have an insurable interest in the insurable subject-matter
insured at the time of the loss.
8.2 Subject to 8.1 above, the Assured shall be entitled
to recover for insured loss occurring during the period covered
by this insurance, notwithstanding that the loss occurred
before the contract of insurance was concluded, unless the
Assured were aware of the loss and the Underwriters were not. |
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Insurable Interest Clause |
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9 9.1 If any Increased Value insurance is effected by the
Assured on the cargo insured herein the increased agreed value
of the cargo shall be deemed to be increased to the total
amount insured under this insurance and all Increased Value
insurances covering the loss, and liability under this insurance
shall be in such proportion as the sum insured herein bears
to such total amount insured.
In the event of claim the Assured shall provide the Underwriters
with evidence, of the amounts insured under all other insurances.
9.2 Where this insurance is on Increased Value the following
clause shall apply:
The agreed value of the cargo shall be deemed to be equal to the total amount
insured under the primary insurance and all Increased Value insurances covering
the loss and effected on the cargo by the Assured, and liability under this
insurance shall be in such proportion as the sum insured herein bears to such
total amount insured.
In the event of claim the Assured shall provide the Underwriters with evidence
of the amounts insured under all other insurances. |
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Increased Value Clause |
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BENEFIT OF INSURANCE
10 This insurance shall not inure to the benefit of the
carrier or other bailee. |
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Not to Inure Clause |
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MINIMISING LOSSES
11 It 's the duty of the Assured and their servants and
agents in respect of loss recoverable hereunder
11.1 to take such measures as may be reasonable for the purpose of averting
or minimising such loss,
and
11.2 to ensure that all rights against carriers, bailees or other third parties
are properly preserved and exercised and the Underwriters will, in addition
to any loss recoverable hereunder, reimburse the Assured for any charges properly
and reasonably incurred in pursuance of these duties.
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Duty of Assured Clause |
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| 12) Measures taken by the Assured or the Underwriters with
the object of saving, protecting or recovering Waiver the subject-matter
insured shall not be considered as a waiver or acceptance of
abandonment or otherwise prejudice the rights of either party. |
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Waiver Clause |
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AVOIDANCE OF DELAY
13) It is a condition of this insurance that the Assured
shall act with reasonable despatch in all circumstances within
their control. |
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Reasonable Despatch Clause |
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LAW AND PRACTICE
14) This insurance is subject to English law and practice.
NOTE:— It is necessary for the Assured when they
become aware of an event which is "held covered" under
this insurance to give prompt notice to the Underwriters
and the right to such cover is dependent upon compliance
with this obligation.
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English Law and Practice Clause |
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INSTITUTE STRIKES CLAUSES (CARGO)
RISKS COVERED
1) This insurance covers, except as provided in Clauses
3 and 4 below, loss of or damage to the subject-matter insured
caused by
1.1 strikers, locked-out workmen, or persons taking part in labour disturbances,
riots or civIL commotions
1.2 any terrorist or any person acting from a political motive.
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Risks Clause |
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| 2) This insurance covers general average and salvage charges,
adjusted or determined according to thecontract of average affreightment
and/or the governing Taw and practice, incurred to avoid or
in connection with tfee avoidance of clause loss from a risk
covered under these clauses. |
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General Average Clause |
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EXCLUSIONS
3) In no case shall this insurance cover
3.1 loss damage or expense attributable to wilful misconduct of the Assured
5 Clause
3.2 ordinary leakage, ordinary loss in weight or volume,
or ordinary wear and tear of the subject-matter insured
3.3 loss damage or expense caused by insufficiency or unsuitability
of packing or preparation of the subject-mattered (for the
purpose of this Clause 3.3 "packing" shall be deemed
to include stowage in a container or Uftvan but when such
stowage is carried out prior to attachment of this insurance
or by the Assured or their servants)
3.4 loss damage or expense caused by inherent vice or nature
of the subject-matter insured
3.5 loss damage or expense proximately caused by delay,
even though the delay be caused by a risk insured a"ainst
(except expenses payable under Clause 2 above)
3.6 toss damage or expense arising from insolvency or financial
default of the owners managers charterers or operators of
the vessel . .
3.7 loss damage or expense arising from the absence shortage
or withholding of labour of any description
I wnatsoeve'r resulting from any-strike. lockout, labour disturbance, riot
or civil commotion
3.8 any claim based upon loss of or frustration of the voyage
or adventure :
3.9 loss damaoe or expense arising from the use of any weapon
of war employing atomic or nuclear fission and-or fusion or
other like reaction or radioactive force or matter
3.10 loss damage or expense caused by war civil war revolution
rebellion insurrection, or civil strife arising, therefrom.''or
any hostile act by or against a belligerent power. |
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General Exclusions Clause |
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4) 4.1 in no case shall this insurance cover loss damage
or expense arising from unseaworthiness of vessel craft, unfitness
of vessel craft conveyance container or liftvan for the safe
carriage of the subject-matter insured.
where the Assured or their servants are privy to such unseaworthiness
or unfitness, at the time the subject-matter insured is loaded
therein.
4.2 The Underwriters waive any breach of the implied warranties
of seaworthiness of the ship to carry the subject-matter insured
to destination, unless the Assured or their servants aie privy
to such unseaworthiness or unfitness. |
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Unseaworthiness and Unfitness Exclusion Clause |
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DURATION
5
5.1 This insurance attaches from
the time the goods leave the warehouse or place of storage
at the place namen herein for the commencement of the transit,
continues during the ordinary course of transit and terminates
either
5.1.1 on delivery to the Consignees' or other final warehouse
or place of storage at the destination named herein.
5.1.2 on delivery to any other warehouse or place of storage,
whether prior to or at the destination named herein, which
the Assured elect to use either
5.1.2.1 for storage other than in the ordinary course of
transit or
5.1.2.2 for allocation or distribution,
or
5.1.3 on the expiry of 60 davs after completion of discharge
overside of the goods hereby insured from the oversea vessel
at the final port of discharge.
whichever shall first occur.
5.2 If after discharge overside from the oversea vessel
at the final port of discharge, but prior to termination of
this insurance the goods are to be forwarded to a destination
other than that to which they are insured hereunder this insurance,
whilst remaining subject to termination as provided for above,
shall not extend bevond the commencement of transit to such
other destination.
5.3 This insurance shall remain in force (subject to termination
as provided for the above and to the provisions of Clause
6 below) during delay beyond the control of the Assured, any
deviation, forced discharge, reshipment or transhipment and
during any variation of the adventure arising from the exercise
of a liberty granted to shipowners or charterers under the
contract of affreightment. |
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Transit Clause |
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6 If owing to circumstances beyond
the control of the Assured either the contract of carriage
is terminated at a port or place other than the destination
named therein or the transit is otherwise terminated before
delivery of the goods as provided for in Clause 5 above, then
this insurance shall also terminate unless prompt notice
is given to the Underwriters and continuation of cover is
requested when the insurance shall remain in force, subject
to an aditional premium if required by the Underwriters, either
6.1 unntil the goods are sold and delivered at such port or place, or, unless
otherwise specially agreed, until the expiry 60 days after arrival of the goods
hereby insured at such port or pface, whichever shall
first occur,
6.2 if the goods are forwarded within the said period of 60 days (or any agreed
thereof) named herein or to any other destination, until termination in accordance
with the provisions of Clause 5 above.
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Termination of Contract of Carriage Clause |
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| 7 Where, after attachment of this insurance, the destination
is changed by the Assured, held covered at a premium and on
conditions to be arranged subject to prompt nonce being given
to the Underwaters. |
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Change of Voyage Clause |
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CLAIMS
8
8.1 In order to recover under this
insurance the Assured must have an insurable interest in the
subject-matter insured at the time of the loss.
8.2 subject to 8 1 above the Assured shall be entitled to recover for insured
loss occurring during the period covered by this instance, notwithstanding
that the loss occurred before the contract of insurance was concluded unless
the Assured were aware of the loss and the Underwriters were not.
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Insurable Interest Clause |
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9
9.1 If any Increased Value Insurance
is effected by the Assured on the cargo insured herein the
agreed value of the cargo shall be deemed to be increased
to the total amount insured under this insurance and all increased
Value insurances covering the loss, and liability under this
insurance shall be in such proportion as the sum insured herein
bears to such total amount insured.
In the event of claim the Assured shall provide the Underwriters with evidence
of the amounts insuredunder all other insurances.
9.2 Where this insurance is on Increased Value the following clause
shall apply:
The agreed value of the cargo shall be deemed to be equal
to the total amount insured under the primary insurance and
all Increased Value insurances covering the loss andeffected
and liability under this insurance shall be in such proportion
as the sum insured herein bears to such total amount insured.
In the event of claim the Assured shall provide the Underwriters
with evidence of the amounts insured under all other insurances. |
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Increased Value Clause |
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BENEFIT OF INSURANCE
10 This insurance shall not mure to the benefit of the carrier
or other bailee. |
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Not to Inure Clause |
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MINIMISING LOSSES
11 It is the duty of the Assured and their servants and
agents m respect of loss recoverable hereunder
11.1 to take such measures as may be reasonable for the
purpose of averting or minimising such loss,
11.2 to ensure that all rights aaainst carriers, bailees
or other third parties are properly preserved and exercised
and the Underwriters will m addition to any loss recoverable
hereunder. reimburse the Assured for any charges properlv
and reasonably incurred in pursuance of these duties. |
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Duty of Assured Clause |
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| 12 Measures taken bv the Assured or the Underwriters with
the object of saving, protecting or recovering the subject matter
insured shall not be considered as a waiver or acceptance of
abandonment or otherwise prejudice the rights of either party. |
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Waiver Clause |
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AVOIDANCE OF DELAY
13. It is a condition of this insurane that the Assured shall
act with reasonable despatch in all circumstances within enable
their control. |
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Reasonable Despatch Clause |
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LAW AND PRACTICE
14. This insurance is subject to English law and practice. |
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English Law and Practice Clause |
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PAIRS & SETS CLAUSE
If any claim arise hereon for loss or damage (consequent upon a peril covered
by the Policy) of or to an article constituting one of an insured pair or set,
no regard shall be had to any special value as such and the amount recoverable
under this Policy shall be calculated as though the article had been separately
insured at pro rata of the insured value of the pair or set. |
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INSTITUTE CYBER ATTACK EXCLUSION CLAUSE
1.1 Subject only to clause 1.2 below, in no case shall this insurance cover loss
damage liability or expense directly or indirectly caused by or contributed to
by or arising from the use or operation, as a means for inflicting harm, of any
computer, computer system, computer software programme, malicious code, computer
virus or process or any other electronic system.
1.2 Where this clause is endorsed on policies covering risks of war, civil war,
revolution, rebellion, insurrection, or civil strife arising therefrom, or any
hostile act by or against a belligerent power, or terrorism or any person acting
from a political motive. Clause 1.1 shall not operate to exclude losses (which
would otherwise be covered) arising from the use of any computer, computer system
or computer software programme or any other electronic system in the launch and/or
guidance system and/or firing mechanism of any weapon or missile. |
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Note: Errors & Omissions Excepted.
A Aaran Excess Baggage Services and Executive Excess Baggage Services
are registered business names of Executive Services 2000 Ltd.
designed & developed by Cope Design Ireland
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